Pet Insurance – Banfield Pet Insurance

When we hear the words pet insurance plans, we think of coverage when an unfortunate event happens to our pets, such as accidents or illnesses. The regular insurance company would provide your pet a level of insurance or security in case of illness or an accident. The company would help you pay the bills from the hospital and even the veterinarian if they are covered. Banfield, on the other hand, looks at pet insurance in a very different way.

What Banfield Pet Insurance offers is very much different from the regular insurance plan that you might have come across. They wholeheartedly believe in the saying that an ounce of prevention is worth a pound of cure. So instead of offering insurance packages, they offer what they call wellness plans. These wellness plans will keep your pet healthy and therefore, reduce the risk of having to visit the veterinarian because of sudden illnesses. By following the plan that will be provided by Banfield, it will give your pet a good immune system, ready to fight off any illnesses.

The Wellness Plans that Banfield Pet Insurance offers are available in four different packages – Primary, Basic, Basic Plus, and Optimum. Each of these plans differ in what they offer as well as the amount of discount that you will get for any of the services in the Banfield Hospitals that is not covered by the plan. These plans are meant for preventive care use, unlike insurance plans that only covers treatments and services for illnesses or injuries. With regular insurance plans, you would have to wait for something unfortunate to occur before you could take advantage of the money that you have spent for the plan. On the other hand, the Wellness Plans can be used anytime, since their goal is to prevent your pet from sustaining any illness or injury. Unlike regular insurance companies, Banfield does not discriminate when it comes to the age and breed of your pet. The fees are the same for all pets, regardless of species, breed and even age.

However, having a preventive care plan does not in any way guarantee that your pet will not get sick or injured. If an unfortunate event does occur, Banfield won’t be able to help you there. Therefore, you would have to weigh your needs, whether it would be the regular insurance package or a wellness program. If you go for the wellness program, Banfield Pet Insurance has a bevy of options to choose from.